Card Washington
Does anyone have a Washington Mutual credit card?
I received a letter today saying that my apr is going to skyrocket March 6th when Chase takes over!! Have you? What are you going to do? The bank should not be able to do this to people who work so hard and are good customers. I am afraid that I will not be able to make my minimum after they do this.
Ok, I received the same letters too. I have excellent credit and owe nothing on the cards. What you have to do is contact them by certified mail stating you disagree with their terms. This will close your account, but keep the same interest rate and payment prior to the change. YOU CANNOT USE THE CARDS AFTER THAT. The credit card companies can do anything they want. They are a big unregulated industry. Just write them a certified letter, state you disagree with their terms, put the cards in a drawer and make the payments until you can pay them off. That's your only option. You can try and do a balance transfer to a lower rate card. They are trying to make up for all the losses they have had. The people who pay on time are the ones who suffer. That's how it works.
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