Auto Card
Should I pay down my credit card or auto loan first?
Believe it or not the interest on my auto loan is higher than my credit card. (~12% for auto loan compared to ~10% on credit card). I owe approximately $5000 on each. Common sense would say to pay on the higher interest first. However, are there other factors I should consider such as how often the interest is compounded?
Both interest rates are fixed. Sorry forgot to add that.
Take one of the 100 credit card offers that offer 0% for a year. Transfer the debt there. Make the same payments that you are now.
This is very important.... Throw the 0% card away.
Do Not Use It!!!
If you make a purchase w/ the new card it will start drawing interest. All the payments you make will go towards paying off the 0% balance and the interest on the new purchases will just build and build and you'll be in a worse spot.
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 GUY LAFLEUR SIGNED UD NHL HEROES MONTREAL CANADIENS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 44m |
 HENRI RICHARD SIGNED ITG HEROES MONTREAL CANADIENS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 44m |
 JOHNNY BOWER SIGNED 11 12 PARKHURST CHAMPIONS MAPLE LEAFS CARD AUTOGRAPH AUTO $3.99 (1 Bid) Time Remaining: 44m |
 DARRYL SITTLER SIGNED 11 12 UD PARKHURST TORONTO MAPLE LEAFS CARD AUTOGRAPH AUTO $3.99 Time Remaining: 44m |
 WENDEL CLARK SIGNED 11 12 UD PARKHURST TORONTO MAPLE LEAFS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 44m |
 RICK VAIVE SIGNED 82 83 O PEE CHEE TORONTO MAPLE LEAFS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 44m |
 ANDY BATHGATE SIGNED 11 12 UD PARKHURST NEW YORK RANGERS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 44m |
 DICKIE MOORE SIGNED ITG FRANCHISES ST LOUIS BLUES CARD AUTOGRAPH AUTO $2.99 Time Remaining: 44m |
 5 CARD AUTO JERSEY PATCH LOT MARTY TURCO 75 TREVOR LINDEN PETER KALUS ETC $9.95 Time Remaining: 45m |
 Zack Smith Signed VANCOUVER CANUCKS OTTAWA SENS SENATORS Custom Card Auto $6.99 Time Remaining: 59m Buy It Now for only: $6.99 |
 NAIL YAKUPOV SIGNED 10 11 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $19.99 Time Remaining: 59m |
 MIKHAIL GRIGORENKO SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $9.99 Time Remaining: 59m |
 RYAN MURRAY SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $4.99 Time Remaining: 59m |
 MATHEW DUMBA SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $4.99 Time Remaining: 59m |
 ALEX GALCHENYUK SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $4.99 (1 Bid) Time Remaining: 59m |
 10 11 SP Authentic Future Watch Jordan Eberle 758 999 Rookie Auto 2010 11 $59.00 (17 Bids) Time Remaining: 59m |
 MORGAN RIELLY SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $3.99 Time Remaining: 59m |
 DOUGIE HAMILTON SIGNED 10 11 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO $3.99 Time Remaining: 59m |
 ZACK PHILLIPS SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO SEA DOGS $2.99 Time Remaining: 1h |
 TOMAS JURCO SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO SEA DOGS $2.99 Time Remaining: 1h |
 NATHAN BEAULIEU SIGNED 11 12 ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO SEA DOGS $2.99 Time Remaining: 1h |
 STANISLAV GALIEV SIGNED ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO SEA DOGS $2.99 Time Remaining: 1h |
 8 NEW YORK RANGERS AUTOGRAPHED AUTO SIGNED CARD LOT BIRON BOYLE CALLAHAN RUPP $9.99 Time Remaining: 1h 3m |
 8 LOS ANGELES KINGS AUTOGRAPHED AUTO SIGNED CARD LOT GAGNE HUNTER PENNER STOLL $9.99 (1 Bid) Time Remaining: 1h 3m |
 8 NEW JERSEY DEVILS AUTOGRAPHED AUTO SIGNED CARD LOT ELIAS ZIDLICKY ZUBRUS $8.99 Time Remaining: 1h 3m |
 8 PHOENIX COYOTES AUTOGRAPHED AUTO SIGNED CARD LOT BOEDKER DOAN VERMETTE AUCOIN $8.99 Time Remaining: 1h 6m |
 10 11 OPC O PEE CHEE 260 JUSTIN WILLIAMS KINGS AUTO AUTOGRAPHED SIGNED CARD $3.00 Time Remaining: 1h 11m |
 09 10 OPC O PEE CHEE 216 TREVOR LEWIS KINGS AUTO AUTOGRAPHED SIGNED CARD $2.75 Time Remaining: 1h 11m |
 99 00 UD CHL PROSPECTS 78 JARRET STOLL KINGS AUTO AUTOGRAPHED SIGNED CARD $3.00 Time Remaining: 1h 12m |
 10 11 SCORE 234 JARRET STOLL LOS ANGELES KINGS AUTO AUTOGRAPHED SIGNED CARD $3.00 (1 Bid) Time Remaining: 1h 13m |
 10 11 SCORE 231 ANZE KOPITAR LOS ANGELES KINGS AUTO AUTOGRAPHED SIGNED CARD $5.00 Time Remaining: 1h 13m |
 10 11 ITG HP 102 ANDREI LOKTIONOV KINGS AUTO AUTOGRAPHED SIGNED CARD RUSSIA $4.00 (1 Bid) Time Remaining: 1h 14m |
 Sergei Shirokov Signed VANCOUVER CANUCKS MANITOBA MOOSE Custom Card Auto $9.99 Time Remaining: 1h 14m Buy It Now for only: $9.99 |
 DANIEL BRIERE SIGNED 10 11 UD PHILADELPHIA FLYERS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 14m |
 SCOTT HARTNELL SIGNED 10 11 UD PHILADELPHIA FLYERS CARD AUTOGRAPH AUTO $2.99 (1 Bid) Time Remaining: 1h 14m |
 JAMES VAN RIEMSDYK SIGNED 11 12 UD PHILADELPHIA FLYERS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 14m |
 PAVEL DATSYUK SIGNED UD SPA DETROIT RED WINGS CARD AUTOGRAPH AUTO $4.99 Time Remaining: 1h 14m |
 JOHAN FRANZEN SIGNED 11 12 UD DETROIT RED WINGS CARD AUTOGRAPH AUTO $2.99 (1 Bid) Time Remaining: 1h 14m |
 RYAN GETZLAF SIGNED 11 12 UD ANAHEIM DUCKS CARD AUTOGRAPH AUTO $3.99 Time Remaining: 1h 14m |
 JONAS GUSTAVSSON SIGNED 10 11 UD TORONTO MAPLE LEAFS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 14m |
 LUKE SCHENN SIGNED 09 10 UD TORONTO MAPLE LEAFS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 14m |
 DION PHANEUF SIGNED 11 12 UD TORONTO MAPLE LEAFS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 14m |
 CAREY PRICE SIGNED 10 11 UD MONTREAL CANADIENS CARD AUTOGRAPH AUTO $4.99 (1 Bid) Time Remaining: 1h 14m |
 TEEMU SELANNE SIGNED 10 11 DONRUSS ANAHEIM DUCKS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 14m |
 ALEXANDER SEMIN SIGNED 10 11 UD WASHINGTON CAPITALS CARD AUTOGRAPH AUTO $2.99 (1 Bid) Time Remaining: 1h 14m |
 MARC STAAL SIGNED ITG PROSPECTS ROOKIE CARD AUTOGRAPH AUTO NEW YORK RANGERS $2.99 Time Remaining: 1h 15m |
 JONATHAN TOEWS SIGNED 11 12 UD CHICAGO BLACKHAWKS CARD AUTOGRAPH AUTO $4.99 (1 Bid) Time Remaining: 1h 15m |
 DUSTIN BROWN SIGNED 08 09 UD SPA LOS ANGELES KINGS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 15m |
 BOUWMEESTER Jay UD Script ONE 21 of 31 Auto Signed NHL Hockey Card Certified NIC $9.00 Time Remaining: 1h 15m Buy It Now for only: $19.00 |
 8 NEW YORK RANGERS AUTOGRAPHED AUTO SIGNED CARD LOT BIRON DEL ZOTTO DUBINSKY $9.99 Time Remaining: 1h 18m |
 8 NEW JERSEY DEVILS AUTOGRAPHED AUTO SIGNED CARD LOT ELIAS PONIKAROVSKY ZUBRUS $8.99 Time Remaining: 1h 19m |
 8 PHOENIX COYOTES AUTOGRAPHED AUTO SIGNED CARD LOT BISSONNETTE DOAN VERMETTE $8.99 Time Remaining: 1h 19m |
 10 11 SCORE 374 MIKKEL BOEDKER PHOENIX COYOTES AUTO AUTOGRAPHED SIGNED NHL CARD $3.00 Time Remaining: 1h 23m |
 09 10 ITG HP 8 MIKKEL BOEDKER PHOENIX COYOTES AUTO AUTOGRAPHED SIGNED CARD $3.00 (1 Bid) Time Remaining: 1h 24m |
 08 09 ITG HP 54 MIKKEL BOEDKER PHOENIX COYOTES AUTO AUTOGRAPHED SIGNED CARD $3.00 Time Remaining: 1h 24m |
 RED KELLY SIGNED 09 10 UD CHAMPS DETROIT RED WINGS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 CHRIS CHELIOS SIGNED 08 09 UD DETROIT RED WINGS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 MIKE MODANO SIGNED 10 11 UD DETROIT RED WINGS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 BRETT HULL SIGNED UD SPA DETROIT RED WINGS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 BOBBY HULL SIGNED PARKHURST ORIGINAL 6 CHICAGO BLACKHAWKS CARD AUTOGRAPH AUTO $4.99 Time Remaining: 1h 44m |
 GLENN HALL SIGNED UD NHL LEGENDS CHICAGO BLACKHAWKS CARD AUTOGRAPH AUTO $4.99 (1 Bid) Time Remaining: 1h 44m |
 JEREMY ROENICK SIGNED UD CHICAGO BLACKHAWKS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 STEVE LARMER SIGNED FLEER GREATS OF THE GAME BLACKHAWKS CARD AUTOGRAPH AUTO $2.99 (1 Bid) Time Remaining: 1h 44m |
 RON HEXTALL SIGNED 08 09 UD CHAMPS PHILADELPHIA FLYERS CARD AUTOGRAPH AUTO $2.99 (1 Bid) Time Remaining: 1h 44m |
 THEOREN FLEURY SIGNED UD TEAM CANADA CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 TREVOR LINDEN SIGNED UD VANCOUVER CANUCKS CARD AUTOGRAPH AUTO $2.99 Time Remaining: 1h 44m |
 1991 Ultimate Original 6 Norm Ullman Signed Card 78 PSA DNA Auto Slabbed $10.99 Time Remaining: 1h 49m |
 1990 91 Pro Set Bobby Clarke Signed Card 651 PSA DNA Auto Slabbed $14.99 Time Remaining: 1h 50m |
 79 80 OPC 279 DAVID DAVE KEON HARTFORD WHALERS NHL AUTOGRAPHED AUTO SIGNED CARD $14.99 Time Remaining: 1h 51m Buy It Now for only: $14.99 |
 Gerry Abel Signed RED WINGS Custom Photo Card Auto $12.99 Time Remaining: 1h 55m Buy It Now for only: $12.99 |
 79 80 OPC O PEE CHEE 164 BRAD PARK BOSTON BRUINS AUTOGRAPHED AUTO SIGNED CARD $14.99 Time Remaining: 1h 57m Buy It Now for only: $14.99 |
 Ray Allison Signed FLYERS Custom Photo Card Auto $8.99 Time Remaining: 2h Buy It Now for only: $8.99 |
 Tomas Mojzis Signed VANCOUVER CANUCKS BLUES WILD Custom Card Auto $8.99 Time Remaining: 2h 5m Buy It Now for only: $8.99 |
 Gilles Boisvert Signed DETROIT RED WINGS Custom Photo Card Auto $12.99 Time Remaining: 2h 8m Buy It Now for only: $12.99 |
 79 80 TOPPS 186 HAROLD SNEPSTS VANCOUVER CANUCKS AUTOGRAPHED AUTO SIGNED CARD $12.99 Time Remaining: 2h 9m Buy It Now for only: $12.99 |
 Dick Duff Signed MAPLE LEAFS Custom Photo Card Auto $8.99 Time Remaining: 2h 9m Buy It Now for only: $8.99 |